RamseyTrusted Long-Term Care Insurance

Innovative LTC is proud to be RamseyTrusted for long-term care insurance—earned, not bought—so you can plan with confidence, clarity, and integrity.

What Does “RamseyTrusted” Really Mean?

RamseyTrusted (formerly known as Endorsed Local Provider, or ELP) is a designation from Dave Ramsey’s organization, Ramsey Solutions. It’s reserved for professionals who consistently demonstrate honesty, expertise, and a commitment to serving clients well. This is not a paid sponsorship or simple affiliation. Only a small percentage of professionals in each market meet the RamseyTrusted standard—and Blaine Webb is proud to be one of them for long-term care insurance in Texas.

A Rigorous Vetting Process—And Ongoing Accountability

Earning the RamseyTrusted designation required Blaine Webb to complete an extensive, multi-month evaluation process. This included in-depth interviews, verification of long-term care experience (over a decade specializing in LTC), review of client feedback, and confirmation of ethical, no-pressure business practices that align with Dave Ramsey’s values.



Just as important, the process doesn’t stop once approved. Ramsey Solutions continues to monitor client feedback and satisfaction. Maintaining RamseyTrusted status means consistently doing what’s right for clients—every time. That accountability gives you added peace of mind when choosing Innovative LTC.

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Why Being RamseyTrusted Matters to You

Dave Ramsey emphasizes clear, values-based financial guidance: buy term life insurance, plan for long-term care before it becomes urgent, avoid overpriced and confusing products, and always put the client first. At Innovative LTC, those principles guide every recommendation we make.


Being RamseyTrusted means you can expect education before sales, transparency over tactics, and advice that’s designed to protect your family—not enrich an insurance company. If a solution isn’t right for you, we’ll say so. And if the best option involves referring you elsewhere, we’ll do that too.

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Trusted by Dave Ramsey Fans Across the country

Many of our clients come to us because they follow Dave Ramsey and want to work with someone he trusts. In fact, a large portion of our business comes from the Ramsey community—people who value straight talk, integrity, and thoughtful planning.

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 “As a longtime Dave Ramsey listener, choosing a RamseyTrusted professional was important to me. Innovative LTC took the time to explain every option clearly and never pressured me. I finally felt confident about my long-term care plan.” – Client, Texas

Advice Dave Ramsey Would Stand Behind

Innovative LTC is proud to call Texas and Oklahoma home. We serve clients from Montgomery and Houston to Dallas, Austin, San Antonio, St. Louis, and Oklahoma City, bringing a neighborly approach to insurance and planning. Our relationships run deep in these communities, with a reputation for honesty and steady support when it matters most. Whether you meet us in person, over the phone, or virtually, you’ll feel the difference of working with a team that puts your interests first.

Experience the RamseyTrusted Difference

Whether you’re a dedicated Dave Ramsey follower or simply someone who values honesty and expertise, working with a RamseyTrusted professional means you’re in good hands. Innovative LTC is here to help you plan for long-term care with clarity and confidence—no pressure, no gimmicks.